22 Of The Cutest Animal Babies You've Never Seen Before

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Paul Ryan's ideas nurtured by top conservatives

WASHINGTON (AP) ? Paul Ryan's mentors have included some of the biggest conservative names of recent decades, among them Jack Kemp and Bill Bennett.

Yet the ideological roots of Mitt Romney's vice presidential running mate, including his emphasis on individual responsibility and small government, sprouted from Ryan's small-town Wisconsin upbringing and a libertarian college professor. His outlook and career also have been nurtured by a devotee of supply-side economics who is now a top aide to another rising Republican star, Sen. Marco Rubio of Florida.

Ryan put his philosophy on display in the fiscal blueprint he pushed through the House this year as chairman of the House Budget Committee. Democrats described it as harsh and made it a favorite campaign target long before Ryan joined Romney's ticket.

Ryan's plan reduces tax rates, slices deeply into benefits for the poor like Medicaid, reshapes Medicare and forces major cuts in basic government functions while boosting defense spending. He does it, in part, in the name of taming mammoth federal deficits, though critics note that his plan would leave sizable annual shortfalls for decades.

"Limited government also means effective government," his budget documents state, summarizing a Ryan tenet.

In his 2009 commencement address at his alma mater, Miami University of Ohio, Ryan said liberty requires economic as much as political freedom. He also said people should rely on themselves to achieve their potential and government should not erect hurdles for risk-taking entrepreneurs.

Ryan consults with a stable of conservative economists and scholars, including John Taylor, a Stanford University economist who has had posts in three GOP administrations. He has long praised the works of Ayn Rand, the Russian-born writer who strenuously championed an unfettered capitalism hinged to individual rights and responsibility, but in recent days has distanced himself from her, citing her atheism.

Ryan, 42, said this week that Kemp, the late Republican congressman from New York and exuberant champion of cutting taxes to spark economic growth, "was one of the most important mentors to me." Mirroring Kemp's ideals, Ryan's budget would pare income tax rates in what budget documents call "pro-growth tax reform."

Kemp was his party's vice presidential nominee in 1996, when he and presidential candidate Bob Dole lost to President Bill Clinton. In the 1970s and 1980s, Kemp was a conservative leader and one of Congress' most dynamic members, relentlessly advocating tax cuts that remain a hallmark GOP goal.

After an 18-year career in the House, Kemp was a leader of Empower America, a conservative advocacy organization he helped found in 1993. A year out of college, Ryan went to work there, writing speeches and doing research for Kemp and engaging in long policy discussions with him.

"I was struck that he was so young, and my dad had him working on policy," Judith Nolan, Kemp's daughter, who also worked there, said of Ryan. "He certainly put a lot of trust in him."

"He was primarily interested in economic policy," said Vin Weber, a former Minnesota congressman and the group's president. "We all thought he was one of the brightest young guys around there."

Ryan's relationship with Kemp lasted well after both men left the group. They spoke regularly, said Kemp's son Jimmy, who runs the Jack Kemp Foundation.

Jack Kemp, who died in 2009, let Ryan accompany him on his plane during the 1996 presidential campaign and campaigned for Ryan in his hometown of Janesville, Wis., two years later when Ryan was first elected to Congress, Jimmy Kemp said. Jack Kemp's granddaughter later interned in Ryan's congressional office.

Ryan's rhetorical style ? less confrontational than the norm in Congress these days ? often reflects Kemp's positive, optimistic speeches. Critics say Ryan ignores key aspects of Kemp's views, saying Kemp did not advocate winnowing government and tried to push his party to help minorities and the poor.

"Jack Kemp never talked about cutting spending, ever," said Bruce Bartlett, an economic adviser to Presidents Ronald Reagan and George H.W. Bush who earlier worked for Kemp. "In fact, he was quite critical of Republicans who thought that was important. He used to call it 'deep root canal economics.'"

Like many who encountered Ryan, Bill Bennett, another Empower America founder, was struck by his curiosity.

Bennett ? education secretary under Reagan and drug czar for the first Bush presidency ? says he had frequent policy discussions with the youthful Ryan, who requested a reading list. Bennett says the items he suggested included the Bible, Shakespeare, the Constitution and Mark Twain's "Huckleberry Finn."

"He had a basic conservative view" upon arrival at Empower America, said Bennett, who said he still hikes with Ryan. "But it was untutored."

Ryan first worked in Washington in 1991 as a college intern for Sen. Robert Kasten, R-Wis. He caught the eye of a top Kasten aide, Cesar Conda, who offered Ryan a post on Kasten's staff after Ryan's 1992 graduation, his first full-time Washington job.

Like Kemp, Conda was an adherent of "supply-side economics" ? the notion that the best way to spur the economy was to let people keep more money by cutting taxes, not increasing federal spending.

"Paul would continually pop in and ask about what Kasten was working on or about this aspect of supply-side economics," said Conda, 51, who later worked for Vice President Dick Cheney and is now Rubio's chief of staff.

Conda gave Ryan two books that are classics among conservative economists: "The Way the World Works" by Jude Wanniski and "Wealth and Poverty" by George Gilder.

Conda played another pivotal role for Ryan. In 2007, Conda was an adviser to Romney's presidential campaign and introduced the two men in Washington. A scheduled 15-minute meeting lasted nearly an hour, Conda said.

"When Gov. Romney and I left, Romney said, 'I really liked him. He's very sharp,'" said Conda.

Family and friends say Ryan was raised by parents who admired both Les Aspin, the local Democratic congressman, and Reagan.

After his three older siblings left home, a 16-year-old Ryan discovered his father, an attorney, dead of a heart attack. Ryan shouldered a pile of household responsibilities, helping care for a live-in ailing grandmother, getting a job at McDonalds and being elected class president, said his brother Tobin.

"Paul learned pretty early to pick himself up by his bootstraps and create something on his own," his brother said.

As a college junior at Miami of Ohio, Ryan studied macroeconomic theory under Professor Richard Hart, a libertarian. Hart says they spent hours discussing the virtues of small government, individual responsibility and free-market capitalism.

In his 2009 commencement speech, Ryan credited Hart for creating "a vision quest in my mind to improve the economy of our nation."

Even so, Hart says Ryan arrived at Miami "with these core conservative beliefs."

Source: http://news.yahoo.com/paul-ryans-ideas-nurtured-top-conservatives-074747319.html

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NFL Week 1 Chargers vs Raiders

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Verizon and Motorola doing it up Sept. 5 in NYC

Here we go again, folks. Motorola and Verizon just sent us a save-the-date invite for an event Sept. 5 in New York City. Whatever could it be? The Droid RAZR HD? A new tablet? Something completely different? Only one way to find out. Set your calendars, cause we'll be there with bells on.

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The Saga of Band Camp

Some crazy band camp times.

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Treasury changes Fannie and Freddie bailout deal

WASHINGTON (AP) ? The government is changing the terms of its bailout agreement with Fannie Mae and Freddie Mac in a way that will shrink the holdings of the two mortgage giants more quickly and will require payment to the government of all quarterly profits the companies earn.

The Treasury Department announced the changes Friday in an effort to deal with concerns that the companies could at some point exhaust the federal support they were guaranteed when they were taken over by the government in September 2008 during the financial crisis.

The two firms would have to turn over all profits they earn every quarter. They would also be required to accelerate the reduction of their mortgage holdings to hit a cap of $250 billion by 2018, four years earlier than planned.

Under the new arrangement, the firms' portfolios can be no larger than $650 billion each at the end of this year.

The Obama administration unveiled a plan last year to slowly dissolve Fannie and Freddie, with the goal of shrinking the government's role in the mortgage system. The proposal would remake decades of federal policy aimed at supporting Americans' ability to buy homes and could make home loans more expensive. However, Congress hasn't yet decided how far the government's role in mortgages should be reduced.

"With today's announcement, we are taking the next step toward responsibly winding down Fannie Mae and Freddie Mac while continuing to support the necessary process of repair and recovery of the housing market," said Michael Stegman, who serves as Treasury Secretary Timothy Geithner's counselor on housing policy.

The American Bankers Association also applauded the move, saying it was consistent with the ABA's goal of reducing the government's presence in the housing market.

"Much more work needs to be done to reform the secondary market (for mortgage-backed securities) but today's announcement helps move this process forward and ensure the taxpayers' investment is ultimately repaid," Frank Keating, president of the banking group, said in a statement.

The government rescued Fannie and Freddie in September 2008 when massive losses on risky mortgages threatened to topple them. The Treasury has pumped nearly $188 billion into the companies. In return for that support, the government has received senior preferred shares of stock that pay a 10 percent dividend.

Currently, Fannie and Freddie make dividend payments to the Treasury every quarter. That has forced them to borrow money from the government and use that money to repay the government in periods when they didn't turn a large enough profit to cover the dividend payments.

The changes announced Friday are aimed at avoiding the threat that Fannie and Freddie could one day exhaust their Treasury support because they did not generate enough profits to pay back their dividends.

Under the new arrangement, the government will simply take all the profits that the firms make in any quarter as a dividend payment. The government will not require a dividend payment in periods when the firms run a loss.

So far, Fannie and Freddie have paid nearly $46 billion in dividends.

Last week Fannie and Freddie reported gains in net income for the second quarter, reflecting improving home prices and the decline in mortgage delinquencies as the housing market has begun to recover. The companies didn't request any additional federal aid for the April-June quarter.

___

Associated Business Writer Marcy Gordon contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-08-17-Mortgage%20Changes/id-b3de06e25e694b298f96f13ce84c2c68

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Man Of Auction | Visit Lake County ? Blog

Being a full time comedian is a LOT less glamorous than it may sound. It?s a long hard road to put an act together, and then it?s a matter of staying on the road and performing it. After a while, the main issue becomes getting there time and time again, and after a while it gets to be a grind.

I fly to most places now, and that isn?t close to perfect. But for many years as most comedians starting out do, I would drive everywhere ? and I do mean everywhere. More often than not, I?d rack up yearly mileage totals of 50,000. That made it extremely difficult to not be ?upside down? on my car loans, which means the actual car itself is not worth the amount of money owed on it.

One day, completely by accident, I discovered an alternative that has served me well for going on twenty years. I attended a car auction purely out of curiosity, and ended up buying a car when I didn?t expect to. I?ve been buying them ever since, and I see no reason to stop. It?s a fun hobby.

It wasn?t so much fun the first time. There was a Ford Taurus up for bids, and the bidding was stalled at $375. That seemed WAY too low for a car that looked so clean, and I got caught up in the excitement and made a bid ? never thinking in a million years I?d win it. Sure enough, I got it for $400. I was stunned on one level, but thrilled on another. $650 later, I owned a Ford Taurus.

There?s a $200 fee for each car purchased. That goes to a charity, and there?s also a paperwork fee of around $50. That?s on every car too, so before anyone bids they?re $250 in the hole. That?s not that bad though, and some real bargains can be had. $650 for a clean Ford Taurus was a steal ? at least it seemed like it at the time. I couldn?t believe that car went for such a minimal price.

After I filled out the paperwork and claimed my prize, I found out why. There was thick smoke coming out of the hood, and I was barely half a block from the auction. The three ugly words ?all sales FINAL? jumped off the paperwork as did the uglier pair ?as is?. I thought I was out of luck.

As it turned out, it cost me a tow and a radiator hose ? but nothing else. I ended up driving it for a year and a half, and it ran like a champ. I racked up road miles on it, but who cares? It was paid for, and every time the wheels turned I was ahead of the game. I had discovered a great formula.

Over the years I?ll bet I?ve bought at least 25 cars from the Waukegan Auto Auction, and that?s no exaggeration. Some were better than others, but more often than not I?ve come out of it ahead in the end. Some of the cars may be dinged up a bit, but I?ll put miles on them and then put them back in the auction to let someone else have fun. More often than not, I?ll end up breaking even.

But the fun and excitement of winning an auction more than makes up for any risks. There are no guarantees, but I?ve done quite well over the long haul and I recommend it to anyone who has a need for inexpensive wheels. The website is www.waukeganautoauction.com, and you can see the car list each week. Auctions are on Wednesday nights and Saturday mornings. See you there!

Source: http://www.lakecounty.org/blog/?p=426

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